Property Buying Guide
This article was written by Sam Hawking & Co
From mortgage advice to moving in…
Buying a property is the biggest investment most people make in a lifetime. Whether it’s your first step on the mortgage ladder or your retirement bungalow, it’s essential to get the right mortgage advice before buying a UK property.
Here at Sam Hawking & Co, we have the expertise and drive to give you the most comprehensive service that you’ll find anywhere. From mortgage advice to Home Information Packs, we take our responsibilities very seriously.
As well as mortgage advice, we’ll guide you through the whole process. Here’s a basic list of what’s involved:
Work out how much you can afford.
Find the property you want to buy.
Review the property’s Home Buyer Information Pack.
Make an offer on the property, subject to contract and survey.
Arrange a suitable mortgage.
Arrange an independent survey.
Perform searches against issues that might affect the property.
Arrange buildings insurance (unless the mortgage lender does it for you)
Exchange contracts and pay the agreed deposit.
Complete the purchase – and finally move in!
Of course, it’s never quite that simple! But remember, Sam Hawking will be there to offer you advice at every stage. From mortgage advice to completion, you can always rely on us…